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Personal
As with all aspects of our service, we aim to work with you to maximise your wealth and to build value and security for your family as well as your business. These personal planning guides are designed to provide you with useful information, but please contact us to discuss how we could help you.
Topical information
2012 Budget
The Chancellor has announced that this year's Budget will take place on 21st March 2012. We will be covering the announcements live on the day, and will provide a full summary of the measures and how they could affect you shortly after the day. Please keep an eye on the Budget area of our website for more information.
Finance Bill 2012
The draft clauses of the Finance Bill 2012 were announced shortly after the Autumn Statement. Read our summary here.
Autumn Statement 2011
The Autumn Statement 2011 included a series of announcements designed to strengthen the flagging economy. We provide you with a concise summary of the measures revealed. Read our Autumn Statement report »
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- Personal
- An introduction to tax planning
- Introduction to the tax system
- The tax system for the self employed
- The tax system for partnerships
- The tax system for companies
- An introduction to VAT
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- IR35 centre
- Going into the construction industry
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- An introduction to tax planning
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- A lifetime of personal financial planning
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- Building your wealth
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- For business owners only
- Does your estate planning pass the test?
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- Home aspects
- Buying a house
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- Student fees - the 2011 plans
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- Separation and divorce
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- Choosing travel insurance
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- Why you need a lasting power of attorney
- Family trusts
- Insuring your car
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- Funding your children's education, a £40,000+ debt?
- Investments and investing
- Building your wealth
- A lifetime of personal financial planning
- Achieving financial security in retirement
- 2011/12 ISA allowances
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- Tax
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- Regulation changes from April 2011
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- Financial planning guide
- An introduction to tax planning
- A lifetime of personal financial planning
- Strategies for you and your family
- For business owners only
- Making the most of leaving your business
- Employment options
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- Estate planning – "Don't pay death taxes"
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- Offshore issues update
- VAT
- An introduction to VAT
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- Bad debt relief
- Issuing VAT invoices
- Recovering VAT on staff expenses
- Fuel scale charges
- When to add VAT?
- Impact of the card protection plan case
- Deregistering for VAT
- The VAT change on 4 January 2011 - for reference purposes
- Cash accounting scheme
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- Annual accounting scheme
- VAT do's and don’ts
- The VAT man cometh
- How to survive the enforcement powers
- Group VAT registration
- PAYE and NI
- 2011 PAYE update
- An introduction to PAYE
- Employing your spouse
- Tax-free gifts to staff
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- Late returns penalties
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In the 11th and 12th centuries half a million pilgrims a year travelled on foot from all over Europe to Santiago de Compostela in northern Spain. In September 1992 Patrick Shanahan retraced their steps, recording his 500 mile journey in a series of photographs, some of which are reproduced on this website.